Risk and Equity’s Role

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Notes

Course Description:

The program reviews the underlying risk factors that impact all real estate and the role of equity when acquiring and owning real property. Appraisal assignments generally seek to value the whole property as of an effective date and practitioners use the methods and techniques taught academically and gained while on-the-job. This program will review factors that contribute to many factors including but not limited to overall and yield rates. It views investments from both the lender and equity investors positions.

 

While the various types of risk will be discussed, tools used by lenders will also be reviewed. Salient issues such as loan-to-value ratios, breakeven analysis, sensitivity need to be addressed when valuing income producing property. While most of the program will be relevant for the general practitioner, many risk issues are confronted by residentially valuers.

 

This short program will also focus on the role equity plays when evaluating the real property rights. The program looks at the appraiser’s responsibilities as its pertains to the role of equity under USPAP, Interagency Guidelines, and similar documents such as Florida Statutes Title XXXII Regulation of Professions and Occupations which are used to evaluate the reasonableness of an appraisal service.

 

Objectives and Audience:

This program will address risk and the importance of equity when analyzing a property’s market value. The issue of risk, regardless of the type of property, should be addressed early in an appraisal. Its ground work should be addressed in market analysis and emphasized in each approach developed. Under the principle of change, consideration of risk is essential.

 

The program’s audience is expected to consist of field and review appraisers who perform residential and general appraisal assignments as well lenders and other parties seeking appraisal services. The program is flexibly designed to meet the needs of attendees. The goal is better understanding of nuances that impact property value and the corresponding equity position.

 

 

Cancellation Policy

.Any & all cancellations are subject to an admin fee.  No credit/refunds for cancellations made on or after 10 days prior to class.  No credit/refunds for no-shows.  

Additional Information

Seminar is 1:30 - 4:30 pm.

Includes lunch prior to the seminar and afternoon snack.

Disclaimer Information

CE APPROVED in NJ (reciprocal credits with PA and NJ tax Board) and DE and NY. Pending in MD.

Early bird special pricing through August 1.

National Disclaimer

This Educational Program was developed by an outside party. The Appraisal Institute Chapter made arrangements for the Third-Party to offer the Program with the intent of addressing topic(s) based on a certain chapter or local need for such topic, solely educational and informational purposes. The Appraisal Institute national organization was not involved in developing or organizing the Program and does not endorse the Program or its content.

The content of this Program, including but not limited to any written materials and presenter comments, does not represent the viewpoint of the Appraisal Institute (defined as including but not limited to, the national organization, its Regions, Chapters, members, candidates, affiliates and staff) unless formally adopted by the national Board of Directors. Further, the Appraisal Institute has not peer-reviewed or approved the content of the Program and does not warrant the accuracy or timeliness of the content of the Program. The Appraisal Institute does not publish examination review materials. The content of the Program is subject to court decisions and local, state and federal laws and regulations and any such revisions of such laws and regulations.

This Program is presented with the understanding that the Appraisal Institute is not engaged in rendering legal, accounting or other professional advice or services. Nothing in the Program is to be construed as the offering of such advice or services. If expert advice or services are required, attendees and readers are responsible for obtaining such advice or services from appropriate professionals.